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Tel: 01604 250016 Email:

19 August 2017
About Us

What is Northamptonshire Credit Union?

Northamptonshire Credit Union (NCU) provides a range of affordable financial services, including safe savings, low cost loans and banking facilities. Our services are open to anyone living or working in Northamptonshire or the surrounding districts of Milton Keynes, Bedford, Central Bedfordshire, Cherwell, City of Oxford, Vale of White Horse and South Oxfordshire. Click the links to the left for more information on the products and services we offer.

A Credit Union is a type of community bank, which is owned and run by its members. NCU is overseen by Directors who are elected each year from the membership at the Annual General Meeting. If you become a Northamptonshire Credit Union member you will be supporting a local and ethical savings and loan scheme that is owned and managed by local people for local people. There are about 400 Credit Unions in Great Britain with over 1 million members.

Like all Credit Unions, Northampton Credit Union is regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA). As a member, this gives you the peace of mind of knowing that your savings are 100% safe and secure, as they are protected by the Financial Services Compensation Scheme.

Brief History of Northamptonshire Credit Union

Northamptonshire Credit Union began life as Northampton Credit Union in May 1997, offering services to the staff of Northampton Borough Council. It rapidly expanded to take in all people living or working in Northampton, merging with smaller credit unions as it grew.

In the spring of 2013, three credit unions in the county, namely the Northampton Credit Union, the Golden Sheaf Credit Union in Kettering and the Five Wells Credit Union in Wellingborough, merged to form the Northamptonshire Credit Union. At the same time the common bond was expanded to take in the Cherwell district of Oxfordshire. We have subsequently expanded again to cover all or part of four counties (Northamptonshire, Buckinghamshire, Bedfordshire, and Oxfordshire).

To help people across our catchment area to access the Credit Union's services, we run various collection points in addition to our main access point at the One Stop Shop within Northampton's Guildhall (see our Opening Hours page for more information).

Our most recent Annual Report is availale to download below.

Click to DownloadDownload Annual Report 2015-16 (800.2kb)

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Northamptonshire Credit Union Tel: 01604 250016 Email: Web:
Northamptonshire Credit Union is authorised by the Prudential Regulation Authority & regulated by the Financial Conduct Authority & the Prudential Regulation Authority (FRN 213810)